With all the home décor programmes on TV these days, and with so many internet sites dedicated to pictures of beautiful homes, it can be very common to develop ‘home envy’. It’s easy to fantasise about these stunning interiors but if you, like many people, are getting by day-to-day without much money to spare, can you really aspire to create anything similar yourself? Take heart: there’s actually a lot you can do without much money if you’re prepared to put in some time and effort, and if you know-how. These tips are designed to help. [Read more…]

It is coming! Christmas season is just around the corner! Are you ready?!

There is one thing I really try to avoid during the Yuletide season. Almost everybody is doing it, but it’s not really my cup of tea. What is it? Last minute shopping! [Read more…]

New survey reveals UK shoppers will spend between £500 and £700 on Christmas presents this year

Now that the clocks have gone back and TV adverts are starting to have a more festive feel, it’s time to start thinking about Christmas! [Read more…]

With hundreds and thousands of old, derelict properties available in the market today, it is no small wonder that people of moderate wealth are buying them with the sole purpose of renovating them and then selling them on for a profit. Whether you’ve recently come into some money, or you’ve had your eye on a property for some time and you have finally saved up enough for the deposit, purchasing a fixer-upper can be a whole lot of hard work, or it can be an extremely satisfying experience overall. [Read more…]

Risk by its definition can mean several things: probability or threat of damage, injury, liability, loss, or any other negative occurrence that is caused by external or internal vulnerabilities, and that may be avoided through preemptive action. To me it certainly means is that risk can be valued as much as air around me is, why so? Well to live and breathe for long years I need fresh quality air in my lungs and just as I am not happy with pollution I am also not happy with too much “risk in the air”. [Read more…]