As people grow up and start to earn their own money and purchase things for themselves, they may quickly realize how expensive things can be and just hard it may be to afford the things they want and need. It is a common reaction for people to look at the prices of things and decide they cannot purchase them because they are out of their price range. Despite the prices of things sometimes being high, many people have found a way to save money and get everything they want even though they thought they could not afford them. [Read more…]

Building wealth takes a lot of patience, hard work and a little bit of know how. You do of course need to earn a decent wage, find ways to reduce your costs where you can and set aside a little money each month.

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Looking for a new place to live can be a time consuming, stressful and arduous process, but once you’ve found what seems to be the perfect home it can take almost no time at all. That stage seems to be where most would-be homeowners trip up, as they are so eager to just get all the paperwork done and sorted so that they can make their offer and move in before someone with a bit more money can swoop down and steal it from their outstretched fingers. We know it can be frustrated, to see your potentially dream home fall through right at the last moment, but it is important to make sure you have all the relevant information before committing to buy.

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Even the ocean is formed of the smallest drops of water – just as any amount you can save is formed of pennies. Setting aside a part of your paycheck each month is seldom the best solution, and raising your monthly income is most of the times hard. A better choice for most is either to try their luck with the online slots at all slots online casino – they are fun and have the potential for big money – or to save by being a mindful customer and shopping better for less. Here are a few tips to help you do that. Today we take a look at grocery shopping for less.

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You’ve probably read through 101 different ways to try and save money. Most of them seem like they’re just too much hassle to bother with. Plus, time equals money. So are you actually saving anything by spending hours trying to cut costs? To help curb this problem, here are some amazing ways to save money. That will take you 10 minutes or less!

Write a Shopping List

Before you ever go on a shopping spree you have to make a list! This takes 5-10 minutes and could save you a fortune. Most of us do this anyway when it comes to grocery shopping. However, you should be writing a list for everything. Why? Because then you’re less likely to impulse spend. And let’s be honest, that’s when we tend to spend the most. Write up a shopping list and stick to it.

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Keep Your Receipts

This takes no time at all! You simply have to keep all of the receipts for whatever you buy. At the end of each week take a look through all of those little bits of paper. Were there things you spent too much money on? You’ll be able to come up with ways to cut down costs, by keeping an eye on your spending. You’ll also be less likely to impulse buy if you know you’re going to tell yourself off at the end of the week.

Print off Vouchers

This is something that will take no more than 10 minutes out of your day. Before you go anywhere, have a look to see if there are any vouchers available. Use a voucher website and see if the place you’re visiting has any offers on. This is particularly useful if you’re going out to eat or drink. Plenty of retailers have offers running through the week, so keep your eyes peeled.

Make Some Calls

As long as you’re not on hold for half the day then this is another quick way to save money. Call up all of the companies you have services with. Mobile phone operators, broadband providers and cable TV suppliers. Talk to them and let them know you’re trying to cut down costs. You’ll be surprised at how many will have special offers to keep you as a customer. It’s a good idea not to call during lunchtimes or after work, as this is when they’re the busiest. Also, make sure you check their call rates so you’re not forking out extra on your phone bill.

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Double Check ‘Cost Per’ Labels

This is a really handy trick if you’re out grocery shopping. It doesn’t take too long, either. Before you get sucked into special offers or deals, have a look for the ‘cost per’ on labels. This is usually cost per unit or cost per kg. You can quickly price match all of the different brands to see which one is the cheapest. You may find that those special offers aren’t as cost effective as you once thought.

Last Minute Dash

Want to grab yourself something nice for dinner without going on a long shopping trip? Head to the supermarkets around an hour before they close. They will be putting out all of their reduced items. You can pick up a bargain for dinner, in under 10 minutes.

And there we have it! Some super quick ways to save money on everyday essentials. Make one of these changes every day and see how much money it can save you.