Q: I own a 950-year lease of a maisonette in Covent Garden. The ground landlord pays for insurance, which includes material damage and terrorism insurance. The ground landlord says terrorism cover is obligatory and that it has a right to charge for it. Is the terrorism insurance charge justified?
Your premium may rise if you fit a wood burner ABOUT 200,000 wood-burning stoves were installed in British homes last year, and the number has more than doubled in just five years. But do insurers love them as much as their customers do? Sadly not.