There are a variety of reasons why people sell their mobile phones. To gain money, to get a new phone, to declutter or just for the love of the enviroment…
A home is a place where you can find peace and comfort. The home décor plays an integral part but it often involves a hefty amount. Well, here’s good news for you – it is possible to manage your budget on home décor without overspending.
You’ve closed your mortgage account with your bank and suddenly you get a bill for Mortgage Exit Administration Fees (MEAFs). Nobody wants a bad credit report, so you pay the fee. Sometimes these fees can be quite large and banks are actually supposed to give a refund, but, like many businesses, if you don’t ask you won’t get your money back. Costs were especially high in 2007 when the Financial Services Authority (FSA) got involved. When banks were unable to validate the increased fees, the FSA decided that refunds must be made available.
Keeping track of how you use your mobile contract can be daunting. Many of us, scared of going over our allocated bundles, keep phone calls to a minimum, leaving a large chunk of our tariff unused; while others consistently exceed our data or minutes allowance and would benefit from going on a more comprehensive tariff to save money overall.
At a time when many of us are committing to longer contracts, one of the easiest ways to quickly save some pennies is by making sure we are on the right mobile contract from the beginning and using our bundles effectively.
One way to work out what kind of user you are, gain control of your tariff and save some money is by paying a visit to billmonitor.com, a mobile comparison site that is currently offering free access to a new unique mobile service called Bill Check-up. By analysing your bills every month, Bill Check-up helps you to save money and ensures you get the most from your existing mobile contract.
Created by Oxford mathematicians and accredited by Ofcom since 2009, billmonitor.com started as a free to use mobile price comparison site. It analyses your online bills to find out exactly how you use your mobile phone, evaluates all the contract deals in the market and then matches you to the right contract so you pay no more than you should. A massive 76% of the UK is on the wrong contract and billmonitor has already helped thousands of customers switch to the right contract for them.
billmonitor.com has now extended the service to include ‘Bill Check-up’ to help people get the best value throughout the lifetime of their mobile contract, not just when they get a new contract. Bill Check-up:
- Lets you know whether you’re under-using or over-using your mobile phone contract for minutes, text, and data. It gives advice on how to make the most of your allowances and optimise your current tariff so that you can save money
- Advises on roaming/international/other bundles as needed, based on usage data
- Provides a reminder of how long you have left on your current contract. When you reach 5 or less months to go, billmonitor will match you to alternative contracts suited to your individual usage pattern
So if you are either locked into a long contract and want to know how you can make the most of it, or are shopping around for a better tariff for your needs, pay a visit to the website. In terms of saving money, using billmonitor could be one of the biggest favours you do for yourself – it’s an easy way to get the insight you need to help you spend more wisely on your mobile.
The 1991 taxing system saw the council rushing to put a value on houses across England, Wales and Scotland. In their rush to value the houses, the council placed houses in various council tax bands by simply looking at the house. This, however, saw some house owners paying council tax outside the actual council tax band. It is for this reason that you may ask yourself, is it possible to lower my council tax band? The answer to this question is yes.