Using credit cards to make payment for goods or services is today a major part of our daily life. While most people prefer this mode of payment due to its convenience as opposed to using cash or cheques, using your credit card has another big advantage. That is, you are protected under section 75 refunds.
A guide to medical insurance cover
Everyone needs a medical insurance cover. This is because it will help a great deal when someone really needs medical attention and there are no enough finances to cater for the problem or when the amount needed is not an amount that can be raised all at once. A medical insurance cover will help one to not have to struggle to raise funds in case of an emergency and it will always make one feel protected. This is the reason why everyone needs to get medical insurance. A guide to medical insurance is a tool that will help those looking to get their health insured and it will be a great way for them to know how to deal with getting medical insurance.
Prioritising Your Debt: Savings first or pay off debts first?
Most people who are in debt often wonder if they should spend their extra money getting out of debt or saving up for emergencies. The truth is that there’s no straightforward answer – it completely depends on your situation. There are advantages and disadvantages to either approach, and it’s best to know these first before you decide.
Ensuring That Your Savings are Safe
As a sensible saver, it is important to be concerned about the safety of your savings, and be knowledgeable about what to do in the worst situations in order to maximise on them. One of the most important factors to keep in mind is that the Financial Services Compensation Scheme (FSCS) is meant to protect your UK regulated savings or current account, as well as money in building societies, credit unions and cash ISAs. You will therefore be compensated up to 85,000 pounds, but any amount above this is not protected.
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